Geico Car Insurance Reviews – Everything You Need to Know

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Geico is known to be the second-largest car insurance company in the United States that offers low competitive car insurance rates especially when you are looking for a cheap auto insurance policy. Geico car insurance Company offers insurance quotes to its customers in almost all 50 states across the United States including Washington, D.C, and they apply for their insurance quotes online or over the phone.      

Geico Car Insurance Reviews - Everything You Need to Know

Is Geico Car Insurance a Good Company?

Geico is a very good car insurance company for most drivers in the United States providing the second-lowest premiums for its customers, according to USnews, providing above-average scores in Best customer service, claim handling, customer loyalty, customer recommendations, and policy renewals. All these features have made Geico a good choice if you are on the lookout for the cheapest car insurance companies. 

How Much Does Geico Car Insurance Cost?

According to USnews, the cost of getting an insurance policy at Geico in 2022 is $1,148 on average, a rate which is 25% lower than the National average. Although, of all the insurance companies, USAA appears to be the cheapest insurance coverage Company with an average rate of $1,000. While Geico is next on the line behind USAA, Plus, Geico offers the cheapest average rates for drivers with stellar credit. Let’s quickly dive into some of the costs of the average rates.

Geico Rates for Teen Drivers

     17-year-old Female  17-year-old Male
  Geico  $3,166  $3,555
  National Average  $4,962  $5,661

Geico Rates for Young Adult Drivers

     25-year-old Female  25-year-old Male
  Geico  $1,246  $1,266
  National Average  $1,734  $1,842

Geico Rates for Adult Drivers

     35-year-old Female  35-year-old Male
  Geico  $1,101  $1,139
  National Average  $1,476  $1,485

Geico Rates for Senior Drivers

     60-year-old Female  60-year-old Male
  Geico  $1,049  $1,085
  National Average  $1,332  $1,365

Geico Rates After a Speeding Ticket

     Geico Rates After one Speeding Ticket
  Geico  $1,481
  National Average  $1,911

Geico Rates After an Accident 

     Geico Rates After one Accident
  Geico  $1,819.58
  National Average  $2,179.99

Geico Rates After a DUI

     Rate after one DUI
  Geico  $2,973
  National Average  $2,601

Geico Rates for Drivers with Poor Credit

     Rate after Poor credit
  Geico  $1,810
  National Average  $2,757

Minimum & Maximum Amount of Geico Car Insurance Coverage

     Rate for Low Coverage  Rate for High Coverage
  Geico  $1,064  $1,238
  National Average  $1,463  $1,622

Source: US news

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Geico Auto Insurance Discounts

As a policyholder, you stand to enjoy the whooping discounts from the Geico insurance company.

  • Air bag discount
  • Anti-Lock brakes discount
  • New vehicle discount
  • Emergency deployment discount
  • Daytime running lights discount
  • DriveEasy app discount
  • Federal employee discount
  • Military discount
  • Anti-Theft system discount
  • Good driver discount
  • Membership and employee discounts
  • Multipolicy discount
  • Defensive driving discount
  • Driver’s education course discount
  • Seat Belt use discount
  • Multi-vehicle discount
  • Good student discount

Types of Geico Car Insurance Coverage

When you make Geico your car insurer, you get access to various types of car coverage.

  • Rental reimbursement coverage
  • Comprehensive coverage
  • Underinsured motorist coverage
  • Collision coverage
  • Personal injury protection (PIP)
  • Uninsured motorist coverage
  • Emergency road service coverage
  • Mechanical breakdown coverage
  • Liability coverage
  • Medical payments (MedPay)  coverage 

Other Insurance Products from Geico

  • Commercial Auto
  • ATV
  • RV
  • Boat/PWC
  • Mexico Auto
  • Homeowners
  • Renters
  • Overseas
  • Identity Protection
  • Landlord
  • Flood 
  • Condo/Co-op
  • Life
  • Pet
  • Jewelry
  • Mobile Home
  • Travel
  • Event
  • Cell Phone
  • Motorcycle
  • Collector Auto
  • Professional Liability
  • Cyber Liability
  • Workers’ Compensation
  • Earthquake
  • Business Owners
  • General Liability
  • Medical Malpractice
  • Wellness & Fitness
  • Umbrella

How to Contact Geico Customer Service

You can reach out Geico via its customer service representatives through the following medium;

How to Get a Geico Car Insurance Quote

The Geico insurance quote gives you the access to learn more about the various insurance coverage options which include your state minimums. You may even get access to more amazing discounts which are dependent on some factors which include your good driving habits, member affiliation and many more. Although getting a Geico car insurance can be a bit difficult but you can easily get a personalized car insurance quote on the Geico.com/auto insurance official website. To complete your car insurance quote with GEICO, you will need some important documents which include;

  • Your vehicle identification number (VIN)
  • A valid driver’s license
  • The physical address where your vehicle is stored

The amazing thing about Geico is that once you have your quote, you’ll be able to purchase your car insurance policy directly online.

Other Services Geico Offers

  • Emergency road service 24/7
  • Geico mobile app
  • Drive Easy usage-based insurance app
  • Local Insurance Agents
  • Convenient Claims and Repairs (Auto Repairs Express®)
  • Online claims submission and tracking

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